📜 PRIVACY POLICY

Effective Date: April 13, 2026

1. ACCEPTANCE OF TERMS

By using this Website, you agree to these Terms of Service.

2. DESCRIPTION OF SERVICES

We provide:

• Supplemental wellness program information

• Employer engagement and onboarding

• Referral/partner opportunities

We do not provide:

• Legal advice

• Tax advice

• Insurance advice

3. NO GUARANTEE OF RESULTS

We do not guarantee:

• Specific cost savings

• Tax outcomes

• Compensation increases

Results vary based on employer participation and structure.

4. USER RESPONSIBILITIES

You agree to:

• Provide accurate information

• Use the Website lawfully

• Not attempt unauthorized access

• Not misuse or exploit the system

5. PARTNER / AGENT TERMS

Participation:

• Does not create employment

• May involve separate agreements

• Compensation is not guaranteed

• May be modified or terminated

6. INTELLECTUAL PROPERTY

All content is owned by Team Wellness Hub and protected by law.

7. CONFIDENTIALITY

You agree not to misuse or disclose proprietary information obtained through the platform.

8. DISCLAIMER OF WARRANTIES

Services are provided “as is” without warranties of any kind.

9. LIMITATION OF LIABILITY

We are not liable for:

• Indirect damages

• Loss of profits

• Business interruption

10. INDEMNIFICATION

You agree to indemnify us against claims arising from your use.

11. COMPLIANCE & REGULATORY DISCLAIMER

You acknowledge:

• Programs may involve regulatory considerations (e.g., IRS, ERISA)

• You are responsible for consulting your advisors

• We do not act as your fiduciary or advisor

12. DATA SECURITY & SOC 2 ALIGNMENT

We maintain security practices aligned with SOC 2 principles, but do not guarantee certification unless explicitly stated.

13. HIPAA DISCLAIMER

We do not provide healthcare services. Any health-related data is handled through appropriate compliant partners where applicable.

14. GOVERNING LAW

These Terms are governed by the laws of Arizona.

15. DISPUTE RESOLUTION

Disputes may be resolved through:

• Negotiation

• Arbitration (recommended to add legally)

16. MODIFICATIONS

We may update these Terms at any time.

17. CONTACT

Team Wellness Hub

Better Pay. Lower Costs. Stronger Teams. A smarter way to support your people without sacrificing your bottom line.

© 2026 Team Wellness Hub. All rights reserved.

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